Modern Treasury

Build Products That Move Money. One API for multi-rail payments, programmable accounts, real-time reporting, and built-in compliance.

Category

BaaS & Infrastructure

Industry

Banks

Specialization

Digital Banking Platform

Country

United States

Website

https://www.moderntreasury.com

Tags: Banks, BaaS / Fintech Infrastructure, Digital Banking Platform

A payment-operations and money-movement platform—ACH, wires, RTP, and FedNow—with built-in compliance.

• Founded: 2018
• Headquarters: San Francisco, CA, USA
• Ownership: Private (VC-backed)
• Funding / valuation: $183M raised; ~$2B valuation
• Serves: Fintech + bank partner — Fintechs and partner banks
• Notable customers: Marqeta, Pipe, Outdoorsy, etc.
• Core integrations: Partner-bank cores
• Capabilities: Payments; Ledgers; Stablecoins; Programmable Accounts; Stablecoin Orchestration; Wallet Infrastructure

Compliance watch-outs

Payments-related claims around speed and cost carry UDAAP considerations.

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