Terafina (Candescent)

Digital Onboarding

Candescent powers Intelligent Banking by unifying data, channels, and real-time insight to deliver adaptive, human-centered experiences.

Digital account opening and onboarding that unifies one journey from account opening to loan application—now part of Candescent.

• Founded: ~2016
• Headquarters: US, USA
• Ownership: Acquired by Candescent (NCR Atleos spinout)
• Funding / valuation: Acquired
• Serves: Both — Community to mid
• Notable customers: Community FIs
• Core integrations: MeridianLink, Candescent/NCR stack
• Capabilities: Candescent Terafina; Votiv; Forge; Consumer Banking; Business Banking; Assisted Banking

Compliance watch-outs

Omnichannel sales journeys make every offer surface and disclosure-timing decision a Reg DD/Reg Z review point.

Visit Terafina (Candescent)