High-yield savings landing page
Earn 4.30% APY. Open in five minutes.
APY lacks an as-of date and minimum balance terms
Reg DD covers what accompanies an advertised APY. Warrant flags the rate and checks it against the figure in your Fact Library.
Bank marketing compliance, reviewed at the speed you launch.
Deposit promotions, rate sheets, mortgage pages, digital ads and executive posts move through product, marketing, legal and compliance. Warrant checks each draft against your policies and the rules you configure, routes it to the right approvers and keeps one record from first draft to publish.
FDIC Part 328 · CFPB Reg DD · CFPB Reg Z, where applicable
Illustrative marketing reviews
Paid search ad
Member FDIC. Free checking with no minimum.
"Free" claim needs policy review
Reg DD addresses when an account may be advertised as free. Warrant routes the claim to your reviewer with the relevant rule noted.
Mortgage banner
Rates from 6.125%. Apply today.
Rate stated without APR
Where Reg Z applies, a stated rate brings APR requirements. Warrant highlights it so your reviewer adds what the product requires.
Many approvers, one queue
Bank campaigns often need sign-off from product owners, marketing leadership, compliance and sometimes legal. Approval Workflows in Warrant route each asset by product, channel or risk, run reviewers in parallel or in sequence, and show exactly where an asset is waiting.
FDIC advertising statements under Part 328
FDIC Part 328 covers the official advertising statement and sign requirements for insured depository institutions, and the 2024 amendments extended attention to digital channels and to non-deposit products. Store your approved statement variants in the Disclosure Library so Warrant checks for the right one by channel, and flags language your reviewer should look at around non-deposit products.
Deposit advertising and Regulation DD
Regulation DD shapes how banks advertise deposit accounts, including the use of APY, bonus offers and the word free. Warrant flags advertised yields, bonuses and fee claims, and compares rates with your current approved figures in a Fact Library so stale numbers do not slip into a new campaign.
Lending ads and Regulation Z
Mortgage, HELOC, card and consumer loan ads can bring in Regulation Z advertising requirements where they apply, including APR presentation and trigger terms. Warrant highlights rates, payments and terms in the draft so your reviewer decides what the asset needs, and keeps the decision on record.
Rate changes without a scramble
When treasury moves a rate, every live page, ad and email that mentions it needs attention. Warrant keeps approved assets in one library with their facts, and Monitoring compares live marketing with what was approved, so your team can find what needs updating.
Records that hold up to review
Each asset carries its versions, check results, reviewer comments, approvals and publish history. When internal audit or an examiner asks how a promotion was reviewed, the record is already assembled.
Need more eyes on your marketing?
Managed Reviews delivers a PDF report with a compliance officer's comments. Your team keeps final approval.
Explore Managed ReviewsOfficial regulatory sources
Official sources referenced on this page. Regulation DD and Regulation Z apply to particular products and ad content; confirm applicability with your compliance team.
Frequently asked questions
Does Warrant cover FDIC Part 328 digital sign requirements?
Warrant checks drafts against the statements, rules and policies your team configures, including your approved FDIC advertising statement variants. Your compliance team decides how Part 328 applies to each channel and product, and keeps final approval.
Can Warrant check rates against our current rate sheet?
Yes. Load current rates into a Fact Library and Warrant compares the figures in a draft with the approved values, so mismatches are flagged before review.
How are Reg DD and Reg Z handled?
Warrant flags language such as APY, bonus offers, free claims, rates, payments and terms so reviewers can confirm what Regulation DD or Regulation Z requires where they apply. It supports your reviewers; it does not replace their judgment.
Can approvals differ by product line?
Yes. Approval Workflows can route a mortgage page to different reviewers than a deposit email, and run steps in parallel or in sequence. Every decision is logged.
Can someone outside our team review overflow?
Managed Reviews returns a PDF report with findings and a compliance officer's comments, for ongoing packs within one business day. Your bank keeps final approval in its own workflow.